Capital Advice News
Stay informed of industry updates with the latest news on New Zealand interest rates, mortgages and insurance.
April 11, 2025
Downsizing Your Home for a Changing Lifestyle
A shift in housing needs often accompanies life changes such as retirement, children moving out, or a desire for greater flexibility. Moving to a smaller space can be both liberating and practical. Lower utility bills, simpler upkeep, and the potential to unlock equity are just a few benefits. Outlined below are steps to approach downsizing with less stress and more clarity.
April 4, 2025
Understanding Reverse Mortgages: How They Work and Who They Are For
Many homeowners in retirement find that everyday costs can become difficult to manage on a fixed income.
March 28, 2025
Understanding Property Valuations: A Homeowner’s Guide to Maximising Value
Property valuations play a vital role in managing the most significant asset many people own, which is their home.
March 21, 2025
How to Use Your Home’s Equity For Buying a Rental Property
Property ownership in New Zealand provides a powerful opportunity for wealth and generating long-term financial security.
March 18, 2025
What Can Stop You from Getting a Mortgage
Many lenders have tight restrictions on whom they lend money to. Even a minor mistake can lead to your mortgage application being rejected.
February 9, 2025
The Different Types of Home Loans on Offer in NZ
A home loan is a gateway to owning your dream home. With various types of home loans available in New Zealand, it’s essential to choose the one that best fits your financial situation and goals.
January 21, 2025
What Does A Mortgage Broker Do? How A Mortgage Broker Can Streamline The Process
Are you going to purchase a new home? If so, then you’re most likely wondering about mortgages and home loans.A Mortgage Broker can help you secure the finances you need to buy the home of your dreams. So, it’s essential that you take the proper steps to avoid mistakes and potential rejection.
November 6, 2024
When You Should See A Mortgage Broker
Securing a mortgage can feel daunting at times, especially when you consider how many options, lenders and rates are available. When you’re struggling to determine the right choice for you, a broker can provide you with clarity and much-needed assistance.
November 5, 2024
Is It Worth Getting A Mortgage Broker
Buying a new home in Wellington is an exciting yet complex process. Having enough money to purchase a home can be a challenge for the average person, so many choose to work with professional mortgage brokers to guide them through the mortgage process.
November 4, 2024
What Are Pros and Cons of Using a Mortgage Broker?
When navigating the world of home loans in NZ, having a knowledgeable mortgage broker on your side can make a significant difference. However, understanding if using a mortgage broker is the right choice for you and loan involves considering both the benefits and potential drawbacks.
September 27, 2024
How Can A Mortgage Broker Help You?
Understanding New Zealand’s home loan and mortgage market can be an overwhelming and stressful experience, especially if you’re a first-home buyer or new to the world of mortgages. So, we at Capital Advice are here to assist you. Our team of experienced NZ mortgage brokers can make a difference by helping you understand your opportunities.
June 8, 2016
Financial stability reason for unchanged OCR
The Reserve Bank may have left the OCR unchanged – due to a more upbeat economic assessment – this morning, but economists continue to expect a further cut to come.
