Capital Advice News
Stay informed of industry updates with the latest news on New Zealand interest rates, mortgages and insurance.
February 9, 2025
The Different Types of Home Loans on Offer in NZ
A home loan is a gateway to owning your dream home. With various types of home loans available in New Zealand, it’s essential to choose the one that best fits your financial situation and goals.
January 21, 2025
What Does A Mortgage Broker Do? How A Mortgage Broker Can Streamline The Process
Are you going to purchase a new home? If so, then you’re most likely wondering about mortgages and home loans.A Mortgage Broker can help you secure the finances you need to buy the home of your dreams. So, it’s essential that you take the proper steps to avoid mistakes and potential rejection.
November 6, 2024
When You Should See A Mortgage Broker
Securing a mortgage can feel daunting at times, especially when you consider how many options, lenders and rates are available. When you’re struggling to determine the right choice for you, a broker can provide you with clarity and much-needed assistance.
November 5, 2024
Is It Worth Getting A Mortgage Broker
Buying a new home in Wellington is an exciting yet complex process. Having enough money to purchase a home can be a challenge for the average person, so many choose to work with professional mortgage brokers to guide them through the mortgage process.
November 4, 2024
What Are Pros and Cons of Using a Mortgage Broker?
When navigating the world of home loans in NZ, having a knowledgeable mortgage broker on your side can make a significant difference. However, understanding if using a mortgage broker is the right choice for you and loan involves considering both the benefits and potential drawbacks.
September 27, 2024
How Can A Mortgage Broker Help You?
Understanding New Zealand’s home loan and mortgage market can be an overwhelming and stressful experience, especially if you’re a first-home buyer or new to the world of mortgages. So, we at Capital Advice are here to assist you. Our team of experienced NZ mortgage brokers can make a difference by helping you understand your opportunities.
June 8, 2016
Financial stability reason for unchanged OCR
The Reserve Bank may have left the OCR unchanged – due to a more upbeat economic assessment – this morning, but economists continue to expect a further cut to come.
June 8, 2016
Property values continue to grow, and not just in Auckland according to QV
The latest QV House Price Index is out and confirms a continuation of previous trends. Auckland values have continued to rebound after their short and shallow drop, while much of the rest of the country is also rising.
March 16, 2016
New Zealanders lack insurance on their most important asset
Ask the average person what their most valuable asset is, and it is likely they will reply that it is their home. In general, this is not true. The most valuable asset of any person under the age of about 50 is their future income.
March 16, 2016
House prices on the up across NZ!
House prices are on the up in most parts of the country according to Trade Me stats. This is certainly true in Wellington with most properties selling well above rateable values.
June 8, 2016
Welcome to May’s Capital Comment…
Well we seemed to have skipped Autumn and marched straight into Winter! It has been pretty grim out there! We have been amazingly lucky with the weather but it was always going to end sooner rather than later! Not so the low interest rates though with strong suggestion that the OCR will be cut again on the 9th June. In reality I still think it is unlikely that we’ll see much change to the fixed rates even if the OCR is cut with possibly just the odd rate dropping below 4% in the form of a special…special for who though…?!