October 3, 2025
Tips to Help First‑Time Buyers Get on the Property Ladder
Buying your first home should be exciting, not overwhelming. As Wellington‑based mortgage advisers who work with clients across New Zealand, we help first‑home buyers organise smart finance, and avoid costly pitfalls.
September 30, 2025
How much deposit do you need for an investment property in NZ?
The most common question we hear is: “How much deposit do I actually need?”. When it comes to investment properties in New Zealand, deposit requirements are typically higher than for owner-occupied homes.
June 8, 2016
Financial stability reason for unchanged OCR
The Reserve Bank may have left the OCR unchanged – due to a more upbeat economic assessment – this morning, but economists continue to expect a further cut to come.
March 16, 2016
New Zealanders lack insurance on their most important asset
Ask the average person what their most valuable asset is, and it is likely they will reply that it is their home. In general, this is not true. The most valuable asset of any person under the age of about 50 is their future income.
June 8, 2016
Welcome to May’s Capital Comment…
Well we seemed to have skipped Autumn and marched straight into Winter! It has been pretty grim out there! We have been amazingly lucky with the weather but it was always going to end sooner rather than later! Not so the low interest rates though with strong suggestion that the OCR will be cut again on the 9th June. In reality I still think it is unlikely that we’ll see much change to the fixed rates even if the OCR is cut with possibly just the odd rate dropping below 4% in the form of a special…special for who though…?!