How to Use Your Home’s Equity For Buying a Rental Property

March 21, 2025

How to Use Your Home’s Equity For Buying a Rental Property

Property ownership in New Zealand provides a powerful opportunity for wealth and generating long-term financial security. One popular strategy is to convert the built-up equity in your existing home into a springboard for purchasing a rental property. This approach can help you either diversify an investment portfolio or secure extra income upon retirement. Below is a clear outline of how equity works, the ways to access it, and steps to consider when allocating it toward an investment property. Understanding Equity Equity represents the portion of your home that you own outright, calculated by subtracting any outstanding mortgage from the property’s current market value.  Here is a simplified example: Original purchase […]

June 8, 2016

Property values continue to grow, and not just in Auckland according to QV

The latest QV House Price Index is out and confirms a continuation of previous trends. Auckland values have continued to rebound after their short and shallow drop, while much of the rest of the country is also rising.

March 16, 2016

House prices on the up across NZ!

House prices are on the up in most parts of the country according to Trade Me stats. This is certainly true in Wellington with most properties selling well above rateable values.

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