ANY STAFF YOU COULD NOT EASILY REPLACE?
Key Person Cover
What is it?
Key Person cover is a lump sum to enable your business to carry on if a key person dies, gets ill or injured. It can cover recruitment costs to replace the key person, any losses in revenue, or cover personal guarantees or contractual liabilities.
Do you need it?
Many businesses struggle to survive the interim period after the loss of a pivotal employee. Particularly if that person has a lot of specific institutional knowledge and experience, or the business operates in a market with a talent shortage. Does this sound familiar?
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