Mortgage Calculator

Use our mortgage calculator to estimate your home loan repayments and plan your home buying journey with confidence. This tool helps you understand your potential loan payments and make informed decisions. Simply enter your loan details below to see how much your mortgage repayments could be – and read on for tips, FAQs, and mortgage guidance.

$

$


Years

Months


% p.a.


Your results

Please enter a house price, a deposit, a loan term and an interest rate.


Minimum Monthly repayment:

$0
Loan amount:
$0
Total number of payments:
0
Total interest payable:
$0
Total amount payable:
$0

Get in touch

Note: This mortgage calculator is intended as a guide only. The figures are illustrative and not a guarantee. It assumes interest rates remain unchanged over the loan term. Actual mortgage offers will depend on your lending criteria and may include other costs.

We also recommend checking what your repayments would look like if interest rates increased by 2–3% to ensure you can comfortably afford repayments if rates rise during your loan term.

Mortgage Adviser

Kit Jackson

04 495 5903
021 433 788

kit@capitaladvice.co.nz

Mortgage Adviser

Gareth Humpreys

04 471 0080
021 034 6471

gareth@capitaladvice.co.nz

Mortgage Adviser

Richard Christensen

027 317 9444

richard@capitaladvice.co.nz

Ready to Take the Next Step? – Get in Touch With Mortgage Broker!

Crunching the numbers with the mortgage calculator is a smart first move. If you’ve used the calculator and gotten a sense of your potential mortgage repayments, you’re already on your way to making an informed decision

Now, let’s turn those numbers into reality. At Capital Advice, we pride ourselves on being professional and approachable mortgage brokers [Internal link: homepage] who can guide you through the entire home loan process. From understanding your borrowing capacity to securing a pre-approval, and from comparing lenders to negotiating a great interest rate, we’re here to help you through the whole journey.

Get personalised mortgage advice

Our advice is free for clients. That means you can tap into our expertise without worrying about fees. Whether you just have a few questions or you’re ready to get a mortgage approval sorted, we are here to help.

Contact us today to speak with a friendly Capital Advice mortgage brokers. You can get in touch via phone or email, or drop by our Wellington office for a chat. Let’s make your home ownership or investment dreams a reality!

Get in Touch