First Time Property Investors

October 14, 2025

Top Tips for First-Time Property Investors: What You Need to Know

Stepping Into the World of Property Investment Investing in property is one of the most popular ways Kiwis grow wealth, but the first step can feel daunting.

Tips to Help First‑Time Buyers Get on the Property Ladder

October 3, 2025

Tips to Help First‑Time Buyers Get on the Property Ladder

Buying your first home should be exciting, not overwhelming. As Wellington‑based mortgage advisers who work with clients across New Zealand, we help first‑home buyers organise smart finance, and avoid costly pitfalls.

How much deposit do you need for an investment property in NZ

September 30, 2025

How much deposit do you need for an investment property in NZ?

The most common question we hear is: “How much deposit do I actually need?”. When it comes to investment properties in New Zealand, deposit requirements are typically higher than for owner-occupied homes.

August 6, 2025

Understanding Fixed vs Floating Mortgage Rates in New Zealand

Choosing the right interest-rate structure for your home loan has a bigger impact on lifetime costs than most borrowers realise.

Downsizing Your Home

April 11, 2025

Downsizing Your Home for a Changing Lifestyle

A shift in housing needs often accompanies life changes such as retirement, children moving out, or a desire for greater flexibility. Moving to a smaller space can be both liberating and practical. Lower utility bills, simpler upkeep, and the potential to unlock equity are just a few benefits. Outlined below are steps to approach downsizing with less stress and more clarity.

How to Use Your Home’s Equity For Buying a Rental Property

March 21, 2025

How to Use Your Home’s Equity For Buying a Rental Property

Property ownership in New Zealand provides a powerful opportunity for wealth and generating long-term financial security.

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