Insurance
Hi. I’m Tracey.
Prefer a coffee and chat to reading a website? No problem, just get in touch. I look forward to meeting you and hearing about your situation.
My service is 100% FREE to you.
Tracey Verrenkamp
RISK INSURANCE ADVISER
04 495 5901
021 1466 665
tracey@capitaladvice.co.nz
Personal Insurance
What can I do for you?
I can give you a strategy to deal with life’s “what ifs”.
○ What if I die?
○ What if I get sick?
○ What if I can’t work?
○ What if I can’t take care of my family?
I can’t prevent the doom that unfortunately occurs in life, but I can minimise the gloom.
My help is FREE
As far as you’re concerned, you get our time, advice, expertise and service all for FREE. You don’t pay a cent. Our insurance partners, who are all the best in the business, cover our costs.
For personalised solutions
I’ll take a close look at your individual circumstances, pair it with my experience and knowledge of the insurance industry, and provide a solution tailored to protect you, your loved ones, and your business interests.
And compassionate service
No matter how many black cats you avoid or four leaf clovers you find, unexpected things happen. You’ll pat yourself on the back when I’m looking after you from application right through to claims, because I genuinely care. Insurance should provide comfort in stressful times, not extra stress.
Insurance Brokers Wellington
Your Insurance Brokers in Wellington
Insurance should provide peace of mind during tough times, not add extra stress. Capital Advice is here to help provide that peace of mind! We help you face life’s uncertainties with confidence. Our comprehensive range of products allows our insurance brokers to offer solutions designed to your unique needs to safeguard you, your loved ones, and your investments. Contact us today to schedule a FREE consultation with our Wellington insurance brokers.
General Insurance – Car, House, and Contents
Unexpected events such as fire, natural disasters, theft, or accidents can lead to the loss of valuable personal assets, leaving you in a difficult financial position. Home insurance is particularly important, as lenders require coverage when financing property purchases. This is crucial whether you’re a homeowner or a landlord, as it also covers loss of rent or tenant-caused damage. Contents insurance covers the cost of replacing all your belongings if they are stolen or destroyed. While car insurance protects you from the financial burden of vehicle damage and liability in accidents.
Mortgage Repayment Insurance
Mortgage repayment insurance is crucial for protecting your financial stability in the face of unexpected challenges, such as illness or injuries. This insurance provides a regular monthly amount to cover your mortgage repayments if you are ill or injured and unable to work. It offers peace of mind, allowing you to focus on your recovery rather than financial stress. If you haven’t applied for a mortgage or need to review , talk to our mortgage adviser for advice or otherwise reach out to our insurance brokers in Wellington.
Income Protection Insurance
Income protection insurance is a vital safety net that provides ongoing monthly income if you are unable to work due to illness or accident. Many people mistakenly believe they can rely solely on ACC for support, but ACC only covers injuries resulting from accidents, and the compensation is often much lower than your usual income. Income protection insurance coverage allows you to focus on recovery without the added stress of financial instability.
Business Insurance
Business insurance is essential for protecting your company against unforeseen challenges that could disrupt your operations. Having comprehensive business insurance means you are prepared for a range of uncertainties, from natural disasters and property damage to liability claims and employee injuries. Business insurance can cover a variety of needs, including commercial property, vehicle, and contents insurance, as well as business interruption and liability insurance. Companies with this coverage ensures that you, your employees, and your clients are protected from unexpected events. By evaluating your specific needs, we provide tailored insurance policies to your terms and ensure your business can withstand and recover from any setback.
Health Insurance
Health insurance guarantees that you receive prompt and essential medical care without the delays often experienced in the public health system. The increasing demands on public healthcare, especially with an aging population, can result in extended waiting periods. By securing early treatment, you prevent conditions from worsening and maintain your quality of life. You can also include your children in your policy so they can also receive timely medical attention.
Trauma and Total and Permanent Disability Insurance
This insurance policy covers the cost if you are diagnosed with a serious illness or you become permanently disabled and are unable to work. The lump sum payment will help you manage living expenses, medical costs, and cover debts and home loans as you try to recover. The lump sum from a trauma insurance policy offers immediate funds to cover family support and other costs, including potential loss of income. By securing trauma insurance, you safeguard your financial future and provide a buffer against the unforeseen impacts of serious health issues.
Need help with any of the above insurance policies? Talk to an expert insurance broker today. We will help you secure the right insurance policy based on your financial circumstances.
